Malaysia Salary Calculator

About the Malaysia Salary Calculator

The Zimyo Malaysia Salary Calculator turns a gross monthly salary into net pay — the amount that actually reaches your bank account. It deducts your EPF (KWSP) contribution, SOCSO (PERKESO) and EIS, and estimates your personal income tax using the resident scale, the standard reliefs and the RM400 rebate, or the flat 30% non-resident rate.

It also shows what your employer contributes on top of your salary, so HR teams and finance leaders can see the full cost of a hire in Kuala Lumpur, Penang, Johor Bahru or anywhere else in Malaysia.

What Gets Deducted from a Malaysian Salary?

1. EPF (KWSP)

Retirement savings. Malaysian employees under 60 contribute 11% of monthly wages; employers add 13% (wages up to RM5,000) or 12% (above RM5,000). EPF is also charged on bonuses.

2. SOCSO (PERKESO)

Employment injury and invalidity cover. Employees pay about 0.5% of monthly wages up to the RM6,000 ceiling — at most RM29.75 a month.

3. EIS (SIP)

The Employment Insurance System, which supports workers who lose their jobs. Employees pay about 0.2% of wages up to RM6,000 — at most RM11.90 a month.

4. Income tax (PCB / MTD)

Your employer withholds income tax every month through Potongan Cukai Bulanan (PCB). It is based on your chargeable income: your annual income minus reliefs, taxed on the resident scale below.

Malaysia Income Tax Rates for Residents

Resident individuals with chargeable income of RM35,000 or less also get a RM400 tax rebate (plus RM400 for a non-working spouse). Non-residents are taxed at a flat 30% with no reliefs.

EPF, SOCSO and EIS Rates at a Glance

Sources: KWSP Third Schedule; PERKESO Act 4 and Act 800 contribution schedules (RM6,000 ceiling from 1 October 2024). SOCSO and EIS are charged by wage band, so percentages are approximate.

Reliefs Used in This Calculator

• Individual relief: RM9,000, automatic for every resident.
• EPF: up to RM4,000 (within the RM7,000 EPF + life insurance cap).
• SOCSO and EIS: up to RM350 combined.
• Non-working spouse: RM4,000.
• Each child under 18: RM2,000.
• Everything else — life insurance (up to RM3,000), medical, lifestyle, SSPN, education — goes in the "Other Reliefs" field as one annual amount.

Malaysia Net Salary Examples

Annual figures for a resident Malaysian employee under 60, single, no bonus, claiming only the automatic reliefs. Produced by the same calculation as the tool above.

How the Calculation Works

1. Annual income is your monthly salary × 12, plus any bonus.
2. EPF is charged on salary and bonus; SOCSO and EIS on monthly salary only, by PERKESO's wage bands up to RM6,000.
3. Chargeable income is annual income minus your reliefs.
4. Income tax is the resident scale applied to chargeable income, minus the RM400 rebate where it applies, minus zakat — or a flat 30% of income for non-residents.
5. Net salary is income minus EPF, SOCSO, EIS and tax, shown per month (the annual figure ÷ 12).

Running Payroll in Malaysia

Every pay run means EPF, SOCSO, EIS and PCB calculated correctly, submitted on time and reflected on the payslip. Zimyo Payroll automates statutory deductions and payslips so HR teams can spend their time on people, not spreadsheets.