Texas Paycheck Calculator
Estimate your 2026 Texas take-home pay. Texas has no state income tax — only federal income tax, Social Security, and Medicare are withheld from your paycheck.
Enter Your Details
Estimated Net Pay
$0.00
per pay period
| Item | Per Period | Annual |
|---|---|---|
| Enter your details and click Calculate Paycheck to see your breakdown. | ||
* Estimates only. Actual withholding may vary based on W-4 elections, additional income, credits, and local taxes. Consult a tax professional for advice.
About the Texas Paycheck Calculator
The Texas Paycheck Calculator estimates your take-home pay after federal income tax and FICA deductions. Texas is one of nine states with no state income tax, making it one of the most tax-friendly states for workers in the US.
Without state income tax, your only mandatory paycheck deductions are federal income tax (based on your filing status and 2026 tax brackets) and FICA contributions for Social Security and Medicare.
Texas also has no local income taxes, meaning your net pay is not reduced by city or county income taxes. Pre-tax deductions like 401(k) and HSA contributions can further reduce your federal taxable income.
Texas Tax Information 2025
Federal Income Tax Brackets 2026 (Single Filer)
| Taxable Income | Tax Rate |
|---|---|
| $0 – $11,925 | 10% |
| $11,926 – $48,475 | 12% |
| $48,476 – $103,350 | 22% |
| $103,351 – $197,300 | 24% |
| $197,301 – $250,525 | 32% |
| $250,526 – $626,350 | 35% |
| Over $626,350 | 37% |
Payroll Taxes at a Glance
| Tax | Rate | Wage Base |
|---|---|---|
| Texas State Income Tax | 0% | No state income tax |
| Social Security (FICA) | 6.2% | $168,600 |
| Medicare (FICA) | 1.45% | No limit |
| Additional Medicare | 0.9% | Over $200,000 |
| Local Income Tax | 0% | No local income tax |
How to Use This Calculator
- Enter your Annual Salary — your total gross compensation before deductions.
- Select Pay Frequency — weekly, biweekly, semi-monthly, or monthly.
- Choose Filing Status — Single, Married Filing Jointly, or Head of Household.
- Add Overtime — hours per period and your overtime hourly rate if applicable.
- Enter Pre-Tax Deductions — 401(k), HSA, or FSA contributions per pay period.
- Click Calculate — your net pay and full breakdown appear instantly.
Frequently Asked Questions
No. Texas is one of nine US states with no state income tax. Your paycheck is only subject to federal income tax and FICA (Social Security and Medicare) withholding, which means Texas workers generally take home more pay than residents of high-tax states.
Your gross pay is your annual salary divided by your number of pay periods. From that, federal income tax (based on your filing status and 2026 brackets), Social Security (6.2%), and Medicare (1.45%) are withheld. There is no state income tax, no SDI, and no additional mandatory state deductions.
For single filers in 2026: 10% on income up to $11,925; 12% up to $48,475; 22% up to $103,350; 24% up to $197,300; 32% up to $250,525; 35% up to $626,350; 37% above $626,350. The standard deduction is $14,600 for single filers and $29,200 for married filing jointly.
FICA (Federal Insurance Contributions Act) funds Social Security and Medicare. You pay 6.2% for Social Security on wages up to $168,600 and 1.45% for Medicare with no wage cap. An additional 0.9% Medicare surtax applies on earnings over $200,000 (single) or $250,000 (married).
No. Texas cities and counties do not levy a local income tax. The only local taxes in Texas are property taxes and sales taxes, which are not payroll deductions.
Pre-tax deductions such as 401(k) contributions, HSA contributions, and FSA elections reduce your federal taxable income before federal income tax and FICA are calculated. Enter them in the Pre-Tax Deductions field per pay period.
Texas follows the federal minimum wage of $7.25 per hour. Many employers pay above this rate, and some cities have proposed higher local minimums, though state law currently pre-empts local minimum wage ordinances.