Texas Paycheck Calculator

No. Texas is one of nine US states with no state income tax. Your paycheck is only subject to federal income tax and FICA (Social Security and Medicare) withholding, which means Texas workers generally take home more pay than residents of high-tax states.

Your gross pay is your annual salary divided by your number of pay periods. From that, federal income tax (based on your filing status and 2025 brackets), Social Security (6.2%), and Medicare (1.45%) are withheld. There is no state income tax, no SDI, and no additional mandatory state deductions.

For single filers in 2025: 10% on income up to $11,925; 12% up to $48,475; 22% up to $103,350; 24% up to $197,300; 32% up to $250,525; 35% up to $626,350; 37% above $626,350. The standard deduction is $14,600 for single filers and $29,200 for married filing jointly.

FICA (Federal Insurance Contributions Act) funds Social Security and Medicare. You pay 6.2% for Social Security on wages up to $168,600 and 1.45% for Medicare with no wage cap. An additional 0.9% Medicare surtax applies on earnings over $200,000 (single) or $250,000 (married).

No. Texas cities and counties do not levy a local income tax. The only local taxes in Texas are property taxes and sales taxes, which are not payroll deductions.

Pre-tax deductions such as 401(k) contributions, HSA contributions, and FSA elections reduce your federal taxable income before federal income tax and FICA are calculated. Enter them in the Pre-Tax Deductions field per pay period.

Texas follows the federal minimum wage of $7.25 per hour. Many employers pay above this rate, and some cities have proposed higher local minimums, though state law currently pre-empts local minimum wage ordinances.