Washington Paycheck Calculator
Estimate your 2026 Washington take-home pay. Washington has no state income tax but deducts WA Cares (0.58%) and Paid Family & Medical Leave (~0.9%) from every paycheck.
Enter Your Details
Estimated Net Pay
$0.00
per pay period
| Item | Per Period | Annual |
|---|---|---|
| Enter your details and click Calculate Paycheck to see your breakdown. | ||
* Estimates only. Actual withholding may vary based on W-4 elections, additional income, credits, and local taxes. Consult a tax professional for advice.
About the Washington Paycheck Calculator
The Washington Paycheck Calculator estimates your 2026 take-home pay after federal and state-mandated deductions. Washington has no state income tax, but employees are subject to two unique Washington-specific deductions: the WA Cares Fund and Paid Family & Medical Leave (PFML) premiums.
WA Cares is a mandatory long-term care insurance premium of 0.58% of all gross wages with no cap. PFML covers paid leave for family and medical events at approximately 0.9% of wages up to $176,100. Both programs are automatically factored into this calculator.
Federal income tax is calculated using 2026 brackets and your filing status. FICA deductions (Social Security and Medicare) also apply. Pre-tax deductions like 401(k) and HSA contributions reduce your federal taxable income.
Washington Tax Information 2025
Federal Income Tax Brackets 2026 (Single Filer)
| Taxable Income | Tax Rate |
|---|---|
| $0 – $11,925 | 10% |
| $11,926 – $48,475 | 12% |
| $48,476 – $103,350 | 22% |
| $103,351 – $197,300 | 24% |
| $197,301 – $250,525 | 32% |
| $250,526 – $626,350 | 35% |
| Over $626,350 | 37% |
Payroll Taxes at a Glance
| Tax | Rate | Wage Base |
|---|---|---|
| Washington State Income Tax | 0% | No state income tax |
| Social Security (FICA) | 6.2% | $168,600 |
| Medicare (FICA) | 1.45% | No limit |
| Additional Medicare | 0.9% | Over $200,000 |
| WA Cares Fund (LTC) | 0.58% | No limit |
| WA Paid Family & Medical Leave | ~0.9% | $176,100 |
How to Use This Calculator
- Enter your Annual Salary — your total gross compensation before deductions.
- Select Pay Frequency — weekly, biweekly, semi-monthly, or monthly.
- Choose Filing Status — Single, Married Filing Jointly, or Head of Household.
- Add Overtime — hours per period and your overtime hourly rate if applicable.
- Enter Pre-Tax Deductions — 401(k), HSA, or FSA contributions per pay period.
- Click Calculate — your net pay and full breakdown appear instantly.
Frequently Asked Questions
No. Washington state has no individual income tax. However, Washington employees are subject to WA Cares Fund (long-term care insurance) and Paid Family & Medical Leave (PFML) premium deductions, in addition to federal income tax and FICA.
The WA Cares Fund funds Washington's Long-Term Care (LTC) insurance program. The 2026 employee premium rate is 0.58% of gross wages with no wage cap. Most W-2 employees are required to pay this unless they have an approved private LTC insurance exemption.
WA PFML provides paid leave for family and medical reasons. In 2026, the total premium rate is approximately 0.9% of wages up to $176,100. Employers may split part of this cost, but employees typically pay around 72.76% of the premium. This calculator uses the full 0.9% as a conservative estimate.
Your gross pay is divided by your pay periods. Federal income tax (2026 brackets), Social Security (6.2%), Medicare (1.45%), WA Cares (0.58%), and WA PFML (~0.9%) are deducted. There is no state income tax.
You may apply for an exemption if you have a qualifying private long-term care insurance plan. You must apply with the Employment Security Department and provide your employer with the exemption approval letter. Without an approved exemption, the deduction is mandatory.
For single filers: 10% on the first $11,925; 12% up to $48,475; 22% up to $103,350; 24% up to $197,300; 32% up to $250,525; 35% up to $626,350; 37% above. The standard deduction is $14,600 single and $29,200 married filing jointly.
Seattle passed a local income tax in 2017, but it was ruled unconstitutional by Washington courts. As of 2026, there is no local income tax in Seattle or any other Washington city applicable to wages.