Washington Paycheck Calculator

No. Washington state has no individual income tax. However, Washington employees are subject to WA Cares Fund (long-term care insurance) and Paid Family & Medical Leave (PFML) premium deductions, in addition to federal income tax and FICA.

The WA Cares Fund funds Washington's Long-Term Care (LTC) insurance program. The 2025 employee premium rate is 0.58% of gross wages with no wage cap. Most W-2 employees are required to pay this unless they have an approved private LTC insurance exemption.

WA PFML provides paid leave for family and medical reasons. In 2025, the total premium rate is approximately 0.9% of wages up to $176,100. Employers may split part of this cost, but employees typically pay around 72.76% of the premium. This calculator uses the full 0.9% as a conservative estimate.

Your gross pay is divided by your pay periods. Federal income tax (2025 brackets), Social Security (6.2%), Medicare (1.45%), WA Cares (0.58%), and WA PFML (~0.9%) are deducted. There is no state income tax.

You may apply for an exemption if you have a qualifying private long-term care insurance plan. You must apply with the Employment Security Department and provide your employer with the exemption approval letter. Without an approved exemption, the deduction is mandatory.

For single filers: 10% on the first $11,925; 12% up to $48,475; 22% up to $103,350; 24% up to $197,300; 32% up to $250,525; 35% up to $626,350; 37% above. The standard deduction is $14,600 single and $29,200 married filing jointly.

Seattle passed a local income tax in 2017, but it was ruled unconstitutional by Washington courts. As of 2025, there is no local income tax in Seattle or any other Washington city applicable to wages.