.calc-hero{background:linear-gradient(135deg,#0f2a4e,#1a3f73 60%,#1e5085);padding:3rem 1.5rem 3.5rem}.calc-hero__inner{max-width:80vw;margin:0 auto}.calc-hero__eyebrow{font-size:var(--text-sm);font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:#60a5fa;margin-bottom:.625rem}.calc-hero__title{font-size:clamp(1.5rem,4vw,2.25rem);font-weight:700;color:#fff;line-height:1.2;margin-bottom:.875rem;max-width:720px}.calc-hero__sub{font-size:var(--text-base);color:#ffffffbf;line-height:1.65;max-width:640px}.calc-breadcrumb-bar{background:#fff;border-bottom:1px solid var(--color-neutral-100, #f1f5f9);padding:.625rem 1.5rem}.calc-breadcrumb{display:flex;align-items:center;gap:.4rem;font-size:var(--text-sm);flex-wrap:wrap}.calc-breadcrumb a{color:var(--color-primary-600, #2563eb);text-decoration:none;font-weight:500}.calc-breadcrumb a:hover{text-decoration:underline}.calc-breadcrumb span[aria-hidden]{color:var(--color-neutral-400, #94a3b8)}.calc-breadcrumb span:last-child{color:var(--color-neutral-500, #64748b)}.calc-section{background:var(--color-neutral-50, #f8fafc);padding:3rem 1.5rem}.calc-container{max-width:80vw;margin:0 auto}.calc-layout{display:grid;grid-template-columns:1fr 1fr;gap:1.75rem;align-items:stretch}@media(max-width:860px){.calc-layout{grid-template-columns:1fr}}.calc-form-panel{background:#fff;border:1px solid var(--color-neutral-200, #e2e8f0);border-radius:12px;padding:1.75rem 2rem;box-sizing:border-box}.calc-panel-title{font-size:var(--text-base);font-weight:600;color:var(--color-neutral-900, #0f172a);margin-bottom:1.25rem;padding-bottom:.75rem;border-bottom:1px solid var(--color-neutral-100, #f1f5f9)}.calc-field{margin-bottom:1rem;display:flex;flex-direction:column}.calc-field .calc-input{margin-top:auto}.calc-field-group{display:grid;grid-template-columns:1fr 1fr;gap:.75rem;margin-bottom:1rem;align-items:stretch}.calc-label{display:block;font-size:var(--text-sm);font-weight:500;color:var(--color-neutral-700, #334155);margin-bottom:.35rem}.calc-label-hint{display:block;font-weight:400;color:var(--color-neutral-500, #64748b);font-size:var(--text-xs);margin-top:.125rem;line-height:1.4}.calc-input{width:100%;padding:.55rem .75rem;border:1px solid var(--color-neutral-300, #cbd5e1);border-radius:6px;font-size:var(--text-base);font-family:inherit;color:var(--color-neutral-900, #0f172a);background:#fff;outline:none;-webkit-appearance:none;transition:border-color .15s,box-shadow .15s;box-sizing:border-box}.calc-input:focus{border-color:var(--color-primary-500, #3b82f6);box-shadow:0 0 0 3px #3b82f626}.calc-btn{width:100%;margin-top:.5rem;padding:.75rem 1.5rem;background:var(--color-primary-600, #2563eb);color:#fff;border:none;border-radius:5px;font-size:var(--text-base);font-weight:600;font-family:inherit;cursor:pointer;transition:background .15s}.calc-btn:hover{background:var(--color-primary-700, #1d4ed8)}.calc-results-panel{display:flex;flex-direction:column}.calc-results-panel>.calc-disclaimer{margin-top:auto}.calc-results-panel{background:#fff;border:1px solid var(--color-neutral-200, #e2e8f0);border-radius:12px;overflow:hidden;display:flex;flex-direction:column}.calc-disclaimer{padding:.875rem 1.5rem;font-size:var(--text-xs);color:var(--color-neutral-400, #94a3b8);border-top:1px solid var(--color-neutral-100, #f1f5f9);line-height:1.5}.calc-disclaimer a{color:var(--color-primary-600, #2563eb)}.calc-body-wrap{background:#fff;padding:3rem 1.5rem 5rem}.calc-body-container{width:80vw;max-width:80vw;margin:0 auto;display:flex;gap:2rem;align-items:flex-start}.calc-body-main{flex:1;min-width:0}.calc-faq-inline{margin-top:2.5rem}@media(max-width:900px){.calc-body-container{flex-direction:column}.calc-body-main{width:100%}}.calc-content-section{padding:4rem 1.5rem;background:#fff}.calc-content-container{max-width:80vw;margin:0 auto}.calc-content-block{margin-bottom:3rem}.calc-content-block h2{font-size:var(--text-xl);font-weight:700;color:var(--color-neutral-900, #0f172a);margin-bottom:.875rem;padding-bottom:.5rem;border-bottom:2px solid var(--color-primary-100, #dbeafe)}.calc-content-block h3{font-size:var(--text-base);font-weight:600;color:var(--color-neutral-800, #1e293b);margin:1.5rem 0 .625rem}.calc-content-block p{font-size:var(--text-base);color:var(--color-neutral-600, #475569);line-height:1.75;margin-bottom:.875rem}.calc-ordered-list{padding-left:1.25rem;color:var(--color-neutral-600, #475569);font-size:var(--text-base);line-height:1.8}.calc-ordered-list li{margin-bottom:.625rem}.calc-faq-section{padding:3.5rem 1.5rem 5rem;background:var(--color-neutral-50, #f8fafc)}.calc-faq-title{font-size:var(--text-2xl);font-weight:700;color:var(--color-neutral-900, #0f172a);margin-bottom:1.75rem}.calc-faq-list{border:1px solid var(--color-neutral-200, #e2e8f0);border-radius:10px;overflow:hidden;background:#fff}.calc-faq-item{border-bottom:1px solid var(--color-neutral-100, #f1f5f9)}.calc-faq-item:last-child{border-bottom:none}.calc-faq-q{display:flex;justify-content:space-between;align-items:center;gap:1rem;width:100%;padding:1.0625rem 1.25rem;background:none;border:none;font-family:inherit;font-size:var(--text-base);font-weight:500;color:var(--color-neutral-800, #1e293b);text-align:left;cursor:pointer;transition:background .12s}.calc-faq-q:hover{background:var(--color-neutral-50, #f8fafc)}.calc-faq-q--open{color:var(--color-primary-600, #2563eb);background:var(--color-primary-50, #eff6ff)}.calc-faq-icon{width:18px;height:18px;flex-shrink:0;transition:transform .2s;color:var(--color-neutral-400, #94a3b8)}.calc-faq-q--open .calc-faq-icon{transform:rotate(180deg);color:var(--color-primary-500, #3b82f6)}.calc-faq-a{padding:0 1.25rem 1.125rem;font-size:var(--text-base);color:var(--color-neutral-600, #475569);line-height:1.7}.calc-faq-a p{margin:0}.dark .calc-section{background:#111}.dark .calc-form-panel,.dark .calc-results-panel{background:#1e1e1e;border-color:#3a3a3a}.dark .calc-panel-title{color:#f1f2f3;border-bottom-color:#3a3a3a}.dark .calc-label{color:#d1d5db}.dark .calc-label-hint{color:#9ca3af}.dark .calc-input{background:#252525;border-color:#444;color:#f1f2f3}.dark .calc-content-section{background:#0f0f0f}.dark .calc-content-block h2{color:#f1f2f3;border-bottom-color:#1a3a6a}.dark .calc-content-block h3{color:#e5e5e5}.dark .calc-content-block p,.dark .calc-ordered-list{color:#9ca3af}.dark .calc-faq-section{background:#111}.dark .calc-faq-title{color:#f1f2f3}.dark .calc-faq-list{background:#1e1e1e;border-color:#3a3a3a}.dark .calc-faq-item{border-bottom-color:#333}.dark .calc-faq-q{color:#e5e5e5}.dark .calc-faq-q:hover{background:#252525}.dark .calc-faq-q--open{background:#0d2240;color:#60a5fa}.dark .calc-faq-a{color:#9ca3af}.dark .calc-breadcrumb-bar{background:#1e1e1e;border-color:#3a3a3a}.dark .calc-breadcrumb a{color:#60a5fa}.dark .calc-breadcrumb span:last-child{color:#9ca3af}.calc-result-hero{background:linear-gradient(135deg,#1a3f73,#2563eb);padding:2rem 2rem 1.75rem;text-align:center;color:#fff}.calc-result-hero__label{font-size:var(--text-sm);font-weight:500;text-transform:uppercase;letter-spacing:.08em;opacity:.8;margin-bottom:.5rem}.calc-result-hero__figure{font-size:clamp(1.75rem,4.5vw,3rem);font-weight:700;line-height:1.05;margin-bottom:.35rem;font-variant-numeric:tabular-nums}.calc-result-hero__sub{font-size:var(--text-sm);opacity:.75;line-height:1.5}.calc-result-body{padding:1.25rem 1.5rem}